Health Insurance • Dental Insurance • Vision • Life and AD&D • Long and Short
Term Disability • NYS DBL • Other Ancillary Products
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Goetzmann & Associates, LLC with access to a wide array of benefit plans can provide innovative ideas
and ways to save your organization money. Health insurance is a major expense for any company, the rate
increases have averaged over 10% annually in this market, with many plans doubling in cost over the past
5 years. Goetzmann & Associates, LLC will explain new plans and concepts in our market, this allows the
employer to offer your employees a plan that carefully assesses your needs and delivers the maximum value
and coverage for your insurance dollar. We will review Health Savings Accounts (HSAs), HRAs, Consumer
Driven Health Plans, EPOs, PPOs, HMOs, Indemnity Plans, Self Funding, and Government Programs such as
Child Health Plus, Family Health Plus, and Medicare. Once a plan has been designed and approved by the
client, we will offer the following services:
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Employee enrollment meetings, plan presentation and questions answered on a personal basis with each employee
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Plan administration, additions, terminations, status changes done directly with the carriers on an electronic basis when available
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Claim resolution with the insurance carriers
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COBRA administration and New York State Continuation administration
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Plan Audits for health, dental group disability and life plans
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Open Enrollment meetings
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Negotiate renewals with the insurance carriers
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Newsletters and Surveys provided throughout the year
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Access to our Strategic Alliances in the Human Resource Area
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Acting as independent agents allows us to negotiate the most favorable rates in the market for our customers.
Our participation on the Broker Advisory Boards for Excellus Blue Cross Blue Shield and united healthcare
grants us access to the most current information from the two largest insurance carriers in our market. The
list of companies we represent is extensive, and includes the following:
Aetna
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AFLAC
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Allstate
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Assurant
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Business Council
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CDPHP
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CIGNA
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CT Group
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E-Chx Inc.
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EmblemHealth
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Excellus BlueCross BlueShield
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Guardian
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Hartford
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Health Now
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Highmark Life
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HM Life Insurance
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ING
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Liberty Mutual
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Lincoln Financial
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Medco
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MetLife
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MVP Health Care
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Nationwide
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Pomco Group
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PrimeMail
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Principal
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Prudential
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Reliance Standard
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Renaissance Dental
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RMSCO
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Security Mutual
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SSA
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Sun Life
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The Standard
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United Concordia
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United Healthcare
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UNUM
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Zurich
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